Set your guardrails
Choose a monthly payment range and separate must-haves from nice-to-haves.
YOUR BUYING PLAN
Love the home.
Understand the whole move.
A listing price is one number. Your monthly costs, cash to close, and day-to-day needs complete the picture.
START WITH WHAT YOU CAN COMPARE
Make room for the full picture.
The buyer kit gives you three places to begin:
- Monthly budget: principal and interest, taxes, insurance, HOA, and upkeep.
- Cash to close: ask your lender which costs apply and which are already included.
- Home comparison: use the same priorities for each home—not just the photos.
BUYER PLANNING TOOL
See the payment pieces
before you fall in love with a price.
Use your own assumptions. Then verify financing, cash to close, and final costs with a lender.
Talk with Forever Home Group Team at Home Link Realty LLC about my buying plan ↗ · Already have an agent? Find their number ↗
Estimate only. This is not a loan application, approval, rate quote, or guarantee. It uses the same affordability method as the existing Home Link calculator, with your inputs. Actual lending terms, taxes, insurance, PMI, HOA, closing costs, and any buyer-paid compensation can differ.
A PLAN YOU CAN USE
Three small steps before a big decision.
Verify the numbers
Ask a lender about your options, cash to close, and written estimates. A calculator is not an approval.
Talk through the search
Bring your priorities to an agent. Discuss representation, timing, and next steps before you commit.
GOOD QUESTIONS
Before you take the next step.
Do I have to be ready to buy?
No. You can use the kit while you’re exploring. A guide request does not book a call or sign you up for calls or texts.
Will this tell me what I can borrow?
No. The worksheets and calculator are planning tools. A lender must confirm your financing options and costs.
Can I work with a particular Home Link agent?
Yes. The agent directory lists the contact numbers shown on our current website. Contact your agent directly.
YOUR NEXT STEP
Start with the numbers and the questions.
The buyer kit is free. Fill it in on a compatible PDF reader or print it and work through it at your own pace.